£31,000 after tax in the UK

In 2026/27, a £31,000 salary in England, Wales or Northern Ireland leaves £25,840 after income tax and National Insurance — £2,153.30 a month, £496.92 a week. No student loan, standard allowance; every variation is below.

£2,153.30 / month

£25,840 a year take-home · £496.92 a week

You keep£25,840
Income tax£3,686
National Insurance£1,474
Student loan£0
Pension£0

Of your next £1,000 pay rise, you'd keep £720.

Income tax£3,686.00
National Insurance£1,474.40
Student loan£0.00
Pension (your outlay)£0.00

Adjust anything — open £31,000 in the live calculator

How the tax on £31,000 is worked out

Your personal allowance is £12,570, leaving £18,430 taxable:

Income tax band by band. Bands apply to taxable income — what's left after your £12,570 personal allowance.
Band (taxable income)	Amount in band	Rate	Tax
£0 – £37,700	£18,430	20%	£3,686.00
Total income tax			£3,686.00

National Insurance adds £1,474.40: 8% of pay between £12,570 and £50,270, and 2% of anything above.

£31,000 by pay period

Take-home by pay period (37.5-hour, 5-day week for the daily and hourly views)
Period	Take-home
Yearly	£25,840
Monthly	£2,153.30
Every 4 weeks	£1,987.66
Weekly	£496.92
Daily	£99.38
Hourly	£13.25

£31,000 after tax in Scotland

On Scottish rates you'd take home £25,865 — £25 more per year than in the rest of the UK, because Scotland taxes this salary at £3,661.07 across its six bands.

	England, Wales & NI	Scotland
Income tax	£3,686.00	£3,661.07
Take-home / year	£25,840	£25,865
Take-home / month	£2,153.30	£2,155.38

£31,000 with a student loan

A Plan 2 graduate on £31,000 repays £145.35 a year (9% of income above £29,385), taking home £25,694 — £2,141.19 a month.

	No student loan	Plan 2
Student loan / year	£0	£145.35
Take-home / month	£2,153.30	£2,141.19

Plans 1, 4 and 5 and postgraduate loans have different thresholds — set yours in the live calculator.

Nearby salaries

← £30,500 after tax £31,500 after tax →

£25,000 £28,000 £30,000 £32,000 £35,000 £40,000 £45,000 £50,000

Questions people ask

How much is £31,000 after tax in the UK?

£25,840 a year in 2026/27 — £2,153.30 a month or £496.92 a week in England, Wales or Northern Ireland, with a standard allowance and no student loan.

How much is £31,000 after tax in Scotland?

£25,865 a year — £2,155.38 a month. Scottish income tax on this salary is £3,661.07, against £3,686.00 in the rest of the UK.

What is £31,000 after tax with a Plan 2 student loan?

£25,694 a year (£2,141.19 a month), after a £145.35 annual repayment.